In order to simplify the process of choosing a medigap insurance plan, I've listed 4 plans for you to consider.
#1. Plan F
#2. Plan G
#3. Plan N
#4. Plan F+ (high deductible plan F)
PlanF: The plan F is the most comprehensive medigap insurance plan.
Plan G: The plan G policy has been an alternative to the plan F policy for some who have had a Medicare supplement insurance plan such as a plan F and looking to reduce insurance premiums.
Plan N: This is a new medigap policy that has only been available since June of 2010. I have found the plan N to be well received by many with a plan F or plan G Medicare supplement policy wanting to reduce insurance premiums.
Plan F+: I write fewer of the high deductible F Medicare supplement plans than the other plans.
Important: Standardized medigap plans such as F and G must offer the same basic benefits. The only difference is how much you pay!